Payment switching & disbursements
Route, clear and settle real-time and batch payments, and run bulk payouts reliably.
- Real-time
- Batch
- Settlement
We build the systems that connect people, money and movement across Africa and to the world, through finance, aviation and logistics.
Money, flights, freight and organisations: each is a way of connecting Africans to each other and to the world.
Payments, collections, wallets and settlement that move value between banks, businesses and people.
Nzela & QSwitch → AviationAir traffic control products and ATSEP services that keep African airspace safe, efficient and linked to the world.
Aviation 4.0 → LogisticsRail, freight and supply-chain platforms that move goods reliably between cities, ports and borders.
Logistics → EnterpriseData, enterprise and event platforms that bring teams, partners and communities together.
Our work →Modular, API-first services that connect to your existing systems and scale across markets.
Route, clear and settle real-time and batch payments, and run bulk payouts reliably.
Issue and manage stored-value wallets and virtual accounts with full ledger visibility.
Connect and orchestrate core banking and financial systems behind one consistent layer.
Provision, monitor and update POS and payment device estates, from a handful of devices to national networks.
Managed APIs, developer onboarding and identity and access control, so partners integrate quickly and safely.
Multi-currency and multi-jurisdiction by design, so one platform can serve South Africa, Ghana, the DRC and beyond.
Engineered for low-bandwidth and intermittent connectivity, with the reliability financial services demand.
Security, auditability and regulatory requirements are built into the architecture, not added afterwards.
Nzela runs the accounts, collections and devices. QSwitch routes every payment to the right rail. Use them together or on their own.
The financial operations platform for banks and the businesses they serve.
| Sunrise Grocers | VA ···· 0421 | 1,250.00 | Placed |
| Harbour Freight Co. | VA ···· 0877 | 18,400.00 | Placed |
| Northgate Clinic | VA ···· 0312 | 640.00 | Placed |
| Unmatched reference | — | 2,100.00 | Review |
The payment switch that connects mobile money, bank and card rails behind one integration.
| Collection · mobile money | Wallet rail A | Active |
| Cash-out · bank transfer | Instant bank rail | Active |
| Collection · USSD | USSD gateway | Active |
| Cash-out · card | Card network | Active |
We bring Aviation 4.0 (connected systems, live data and AI) to air navigation service providers, airports and the ATSEP teams who keep them running.
| Surveillance radar | Site A | Operational |
| VOR/DME | Site B | Operational |
| ADS-B ground station | Site C | Degraded |
| VHF air-ground radio | East sector | Operational |
| ADS-B receiver · Site C | Signal loss trend | Service within 7 days |
| UPS battery bank · Site A | Capacity fading | Replace within 30 days |
Tower and radar simulators for controller and ATSEP training, with realistic traffic, weather and emergency scenarios.
Camera- and sensor-based tower operations, so aerodromes can be controlled from a remote or shared centre.
Digital flight progress strips that replace paper, share data between positions and cut controller workload.
Ground-Based Augmentation Systems that correct GNSS signals for precision approach and landing guidance.
Aircraft-Based Augmentation support, such as GNSS integrity monitoring, for performance-based navigation procedures.
Instrument Landing Systems: installation, integration, monitoring and maintenance support for precision approaches.
Real-time health of radar, navigation aids, radios and ATM systems across every site, with alerts to the right ATSEP team.
Sensor, log and maintenance data turned into early warnings and digital models of critical systems, so faults are fixed before they're felt.
Training, qualification and certification records for ATSEP staff, aligned with competency-based training and easy to audit.
Data and decision tools for ATFM that help balance demand and capacity across sectors and airports.
Secure, standards-based data exchange between air navigation systems, airports and operators.
Security by design for safety-critical aviation networks, from access control to monitoring and incident response.
The same engineering discipline we bring to financial infrastructure, applied to sectors where failure isn't an option.
Platforms for rail and freight logistics, process optimisation and supply-chain visibility, where timing and uptime matter most.
Business intelligence, enterprise web platforms and AI-assisted quality assurance for organisations that need to scale.
Engineering partnerships that deliver tangible results.
Secure, scalable technology for the banking and insurance sectors, delivered with Ayanoz.
The AviaLink platform for AV-Innovate, connecting and modernising key operations in the aviation sector.
A joint project for SAATSEPA, IFATSEA and ATNS to streamline event management and attendee engagement.
A logistics and process optimisation platform for the rail industry, improving efficiency and visibility.
Business intelligence platforms for an industrial engineering firm, enabling advanced process optimisation.
Tell us what you're working on, whether it's early access to our platform, an integration or a project. We'll get back to you.